How to check rental history?

How to check rental history?

How to check your rental history?

Is there a report that shows my rental history?

  • No, there is not a report that shows your full rental history.  

In a nutshell, there is not a report that shows your FULL & ACCURATE rental history. MOST landlords do not report your rent payments to the three bureaus.

Typically, a landlord will only report your negative payments or in most cases if you were evicted and you owe them money. You might ask yourself, why is this? This is because it cost the landlord money or time to report tenets payments to the bureaus and landlords have “more important” things to do. 

Where do you start?

Probably the best way to get an idea of your rental history is to do a credit check with the three bureaus. You can have your credit report pulled from various websites on the internet. This will allow you to see if there are any issues or items that are incorrectly being reported. 

Can you have your current rent payments and history reported to the three credit bureaus?

Yes. That is what we do here at CanRentBuildCredit.com. We help tenets and landlords report monthly to the credit bureaus. Plus we take your last two years of rental history and report that as well. For a nominal fee, and a little assistance from you, we communicate the amount directly with the credit bureaus.

If you’ve got any questions, please ask them… We’re here to answer them, and we’re here to help you.

1. You Sign Up

CanRentBuildCredit.com has only 3 quick questions.

  1. To get your information
  2. To get your landlord’s information for your payment history
  3. To choose which product you want to purchase.

2. We Verify Your Information

CanRentBuildCredit.com starts by confirming the information you provided on your landlord / property manager through independent data research to make sure it is complete and accurate.

We then verify the information you provided on your application with the landlord /property management company to make sure it is accurate. Once we establish a connection with your Landlord, we then invite them to link their account to our bank level bill payment system.

If for any reason CanRentBuildCredit.com is unable to verify your rent or your landlord will not except ACH direct payments, we will promptly give you 100% refund. 

3. CRBC Verifies Payments & Reports Credit

After your account is established with CanRentBuildCredit.com, you will pay your rent through our online portal.  Once the funds have been received, we will verify that the funds meet or exceed the amount due for your monthly rent.  Then, we report (on the 21st of every month) to all three of the national credit bureaus: Experian, Equifax, and TransUnion. This can show on your credit report in as little as 7 days.  

Note: Processing payments through our system can take up to 5 days.  We suggest that all renters make payments a minimum of 5 days before the past due date.