As a landlord, you want your tenants to pay as timely as possible.  For the majority of the population, their rent is their largest monthly payment. Renters who sign up with Can Rent Build Credit, are actively trying to improve or establish good credit from their rent payment.  So you can feel comfortable that the rent payment is now their top priority.

Every person’s credit score is different so there is no way to give you exact numbers. For those that have very little credit, we have seen a jump of up to 50 points within the first 90 days.  For the average user of Can Rent Build Credit, we see about a 30 point credit score increase.

Yes! CRBC reports to ALL 3 of the national credit bureaus: TransUnion, Experian, & Equifax.

CRBC Fees are 

  1. $24.95 one-time enrollment fee, Recurring for a single renter $5.99/month 
  2. $75 annual fee

From a renter CRBC will need the renter(s) 

  1. Full Legal Name
  2. Birth Date
  3. Social Security Number
  4. Address
  5. Amount owed for Rent
  6. Landlords Name and full contact information, as well as bank account information
  7.  Date that the Lease Started
  8. terms and conditions read and agreed to
  9. both a copy of ID showing property address and Lease are optional, but it can truly help if we run into road blocks with the Credit Reporting Agencies.

From a renter CRBC will need the renter(s) 

  1. Full Legal Name
  2. Birth Date
  3. Social Security Number
  4. Address
  5. Amount owed for Rent
  6. Landlords Name and full contact info
  7. Release to contact Landlord
  8. terms and conditions read and agreed to

After the application is entered into our system we will set up an invoice in our system for your monthly rent. An email will be sent to you to connect your payment method to our secure payment gateway.

Can Rent Build Credit’s billpay system can be used for any of the following:  residential properties, multi-family properties, , and time-share properties, student housing and even HOAs

CRBC is happy to offer a 100% money back guarantee for all renters that we are unable to verify your rent with your Landlord / Property Management.  

Click here to see our Terms and Conditions

To prevent any fraud, we need to independently verify the identity of your landlord or property management company, but their involvement is very minimal.  If your landlord or property management will not willing work with CRBC then we will fully refund your money.

Perhaps you’ve always used cash for your purchases and you’ve avoided credit cards. Maybe a life event caused you to lose the good credit you once had. Either way, whether just beginning or rebuilding, maintaining active positive credit is a crucial piece in the puzzle of excellent credit.

And if you’ve had credit problems in the past, it’s important to re-establish your credit history for a few key reasons:

  • Utility companies frequently check credit and require deposits for poor credit ratings.
  • In order to obtain financing when buying furniture, a computer, a car, or even a new home, good credit is a must.
  • Commonly employers check the credit rating of prospective employees and those reaching for promotions into management positions.
  • Finding an apartment is only half the work as most require a credit check before renting to a prospective tenant.
  • When trying to obtain a loan from a bank, good credit is always a minimum requirement.

At Can Rent Build Credit, security is our top priority. We take pride in assuring our users that all sensitive information stored or transmitted through our website is securely protected through a number of strict security measures.

PCI Compliant

We constantly hack and test our own site, looking for any holes or other security risks. Can Rent Build Credit has a Verified Secure Certification through Trust Wave, ensuring our site does not contain any high risk vulnerabilities as defined by the PCI DSS scanning guidelines (Payment Card Industry Data Security Standards).

Sensitive Information

Can Rent Build Credit does not store bank account, credit card, or any other sensitive information on our site. This ensures that any sensitive information you do provide will remain secure and encrypted in off-site servers through multiple security precautions.

Secure Sockets Layer (SSL)

Can Rent Build Credit is equipped with a higher than industry standard 256-bit encrypted Secure Sockets Layer (SSL) Certificate, ensuring that all data transmitted between our website and your browser is secure and encrypted.

Tokenization

Here’s where we take things one step further. Any account information saved on Can Rent Build Credit is encrypted and sent to the processing bank’s secure servers. In return, they provide us with a token code to use to reference that account for future payments. This means that Can Rent Build Credit does not store any complete financial information on our system whatsoever.

Server Security

Our servers employ multiple firewalls, 256-bit data encryption and are kept in a secure environment protected from unauthorized access, water, fire, and seismic disasters 24 hours/day, 365 days/year, ensuring the security and protection of sensitive data.

Try reducing your search text.  Instead of searching “123 Main Street” for example, try “123 Main” and let our system pull up all possible matches.  The less info you input the better.  Searching by zip code is another great way to find a property if you are having trouble finding it by name or address.

 If you do not see your unit number listed, it could be due to one of the following reasons:

The property manager has not yet moved out the past resident.
A roommate has already registered to your unit.
You have already registered to your unit.

This return response means that there was insufficient funds available in the bank account when the debit attempt was made so the payment could not be processed.  Please keep in mind this is based on the account’s available ledger balance. 

Can Rent Build Credit Charges a fee of $25 for all NSF fees .

If you feel this response was given in error please contact the bank and they will be able to provide you with more information as to why they responded with this message. Many banks do not consider pending funds as available funds.

Please note: Can Rent Build Credit reports the return responses as they are provided by the issuing bank (e.g. tenant’s bank)  We do not have any control over the response message provided.

This return response means that the account number provided at the time of payment submission was not valid and the payment could not be processed. Often times this can be the result of a typo, which is why we ask that you please be careful when entering and confirming your bank account number.

If you feel this response was given in error please contact your bank and they will be able to provide you with your correct bank account information. If you would like to obtain the full account number provided to verify the error, please contact our support team.

Please note that Can Rent Build Credit only reports the return responses as they are provided by the issuing bank. We do not have any control over the response message provided.

This return response means that the routing number provided at the time of payment submission was not valid so the payment could not be processed.

If you feel this response was given in error please contact your bank and they will be able to provide you with your correct bank routing number. Please make sure you are using a paper check to validate the routing number as deposit slips will often show a different routing number than the one used for ACH payments. If you would like to obtain the full routing number provided to verify the error, please contact our support team and we will be happy to assist.

Please note that Can Rent Build Credit only reports the return responses as they are provided by the issuing or processing bank. We do not have any control over the response message provided.

At the present time Can Rent Build Credit only accepts eChecks (ACH) Payments.

1. Login to your account, and click on the Pay Now button located on your dashboard (or click the “Submit Payment” option located on your left sidemenu).

2. Enter the requested info on the “Submit Payment” page and click “Continue”.  This will take you to the “Confirm Payment” page where you can confirm your payment info and click “Submit Payment”.

1. Login to your account and click the button that says “Setup Auto Pay” located on your dashboard.

2. From here, you’ll be brought to a page that is similar to submitting a one-time payment. Except this time, select the “Auto pay on…” option button and choose the day of the month you’d like your rent to be submitted.  Then enter your “Auto Pay Amount” and choose a “Start Date” for your auto pay.

3. Click on the “Add Account” button located to the lower right corner.

Note: if you set up an auto-payment account, please do not submit any one-time payments without cancelling or deferring your next auto-pay draft beforehand.  This will ensure that you are not debited twice by mistake.

Can Rent Build Credit charges $2.50 per ACH payment processed through the system.

Standard Processing will deposit funds to your property management company within 3 business days if initiated prior to cut-off time. Standard cut-off time is Monday- Friday 4:00 PM PST.

If your payment is initiated after the cut-off time, on a non-business day, or banking holiday, it will begin processing the following business day and pay out within 3 business days.

Examples:
A transaction initiated before 4:00 PM PST on Monday will be deposited to your property management company Wednesday night.
 
A transaction initiated after 4:00 PM PST on Friday will be deposited to your property management company the following Wednesday night.

Login to your account and click on the “Payment History” option on the left side menu.

1. Login to your account, locate the Payment Accounts option on the left sidemenu.

2. Click on the Add Payment Account button on the upper left corner.

3. Input the new account information.

4. Hit “Add Payment Account” in the bottom right corner.

Some Smaller landlords may not feel comfortable sharing the information required to ACH funds directly into their bank account.  For those Landlords Can Rent Build Credit can securely send the Landlord an Echeck that they can print and deposit directly into their bank account. 

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